- The IFSC Code of Abhyudaya Cooperative Bank Padubidri, Karnataka is ABHY0065305.
- This IFSC is used for NEFT, RTGS, and IMPS transactions.
- The branch is located at Shri Shakthi Complex, Nh-66, Nadsal Village, Padubidri, Udupi-dist, 574111, and the MICR Code is 576065005.
Last Verified on: 08 December 2025 (Source: RBI & SBI Official Website)
Abhyudaya Cooperative Bank Padubidri Branch Details
| IFSC Code | ABHY0065305 |
|---|---|
| MICR Code | 576065005 |
| Bank | ABHYUDAYA COOPERATIVE BANK LIMITED |
| Address | Shri Shakthi Complex, Nh-66, Nadsal Village, Padubidri, Udupi-dist, 574111 |
| City | Udupi |
| State | Karnataka |
| Branch | Padubidri |
| Phone number | 2556177 |
| Branch Code | 065305 |
*All information provided in respect of IFSC Codes of Banks, contact numbers and other details are for information purposes only…
Last Verified on: 08 December 2025 (Source: RBI & SBI Official Website)
What You Can Do With This IFSC Code
This IFSC Code can be used for:
- NEFT money transfers
- RTGS high-value transactions
- IMPS instant fund transfers
- UPI payments
- Linking bank accounts to digital wallets
- Receiving refunds and settlements
- Online banking payments
How to Verify This IFSC Code
Before making a high-value transfer, verify the IFSC by:
- Checking the bank official branch locator
- Referring to the RBI IFSC Master List (https://rbi.org.in/commonman/english/scripts/banksinindia.aspx)
- Viewing the cheque leaf (top-left corner)
- Checking your bank’s mobile app
Verifying IFSC ensures money is not delayed or stuck.
What To Do If You Use Wrong IFSC Code
Using the wrong IFSC code can lead to:
NEFT
- Transaction is usually rejected automatically
- Money is returned within 1–24 hours
RTGS
- If account number is correct → often still credited
- If account number mismatch → transaction fails
IMPS
- If wrong branch but correct account number → money goes through
- If wrong account number → high risk of loss
If money is stuck:
- Note the UTR Number
- Call bank customer care
- Visit your home branch
- Provide bank reference number
Services Available at Abhyudaya Cooperative Bank Padubidri Branch
| Savings & Current Accounts | Cash Withdrawal & Deposit |
| Cheque Deposit | DD/Pay Orders |
| ATM Services | UPI Linking Support |
| Loan assistance (Home/Personal/Business) | Passbook printing |
| FD/RD services | Aadhaar linking |
Abhyudaya Cooperative Bank Padubidri Branch Timings
| Day | Working Hours |
|---|---|
| Monday | 10:00 AM – 4:00 PM |
| Tuesday | 10:00 AM – 4:00 PM |
| Wednesday | 10:00 AM – 4:00 PM |
| Thursday | 10:00 AM – 4:00 PM |
| Friday | 10:00 AM – 4:00 PM |
| Saturday | 10:00 AM – 2:00 PM (1st & 3rd only) |
| Sunday | Closed |
NEFT, RTGS & IMPS Timings
NEFT Timings
- Online: 24×7
- Branch: During banking hours
RTGS Timings
- 7:00 AM to 6:00 PM (Mon–Sat)
IMPS Timings
- 24×7 (including holidays)
Frequently Asked Questions (FAQs)
Is this IFSC code used for NEFT, RTGS & IMPS?
Yes, this branch supports all electronic transfers.
Can I use this IFSC for UPI payments?
Yes, UPI uses your bank account + IFSC + mobile number backend.
What should I do if money is not credited?
Check UTR number → Contact Bank → Raise a dispute.
Does IFSC change after a bank merger?
Yes, if Bank merges or restructures branches, IFSC may change (rare).
Disclaimer
IFSC, MICR and branch details are updated regularly. Always verify the details on the official bank website or RBI before making high-value transfers.