With a trusted partner like SBI Life, you get the dual benefit of life cover + wealth creation. Whether you’re just starting out or building your legacy, our suite of Wealth Creation Plans gives you flexibility, market-link returns, and the protection your family deserves.
Why choose our Wealth Creation Plans?
- Life Cover + Investment: Your policy protects your loved ones and helps create a corpus for your goals.
- Market-linked growth: Many of our plans are Unit-Linked Insurance Plans (ULIPs) which give exposure to equity/debt funds.
- Flexible purchase & premium payment options: Single, limited, regular premium payment options available.
- Choose as per risk-appetite: Different fund strategies, from growth to active, depending on how you want to invest.
- Tax benefits: Eligible for tax savings under prevailing tax laws (consult your tax advisor).
Our Featured Plans
Here are some of the key Wealth Creation Plans from SBI Life along with highlight features:
| SBI Life – eWealth Plus | SBI Life – Smart Fortune Builder |
| SBI Life – Smart Elite Plus | SBI Life – Smart Privilege Plus |
Choosing the Right Plan for You
- Define your goal — Are you saving for retirement, child’s future, or building a legacy?
- Risk appetite — Are you comfortable with market-linked returns (ULIPs) or do you prefer guaranteed income/savings?
- Premium budget & payment term — Decide your investment capacity and how long you wish to pay premiums.
- Fund strategy & switches — Plans like Smart Privilege Plus give you flexibility to switch funds as per market outlook.
- Tax implications & maturity benefits — Understand tax benefits now, and what your payout might look like at maturity or on death advantage.
Key Considerations & Disclaimers
- ULIPs carry investment risk — the fund value may go up or down based on market performance.
- Charges such as fund-management, mortality and other administrative costs apply (please refer to policy brochure).
- Past performance of funds is not indicative of future returns.
- Benefits and features are subject to terms & conditions of the policy document.
- Tax benefits are subject to changes in tax laws; consult a tax advisor.
Why Trust SBI Life?
An established brand backed by reputation. With the combination of a strong network and robust product design, you’re empowered to build wealth and protect your family.
Ready To Get Started?
- Request a call-back from our advisor to evaluate your goals.
- Use our premium calculator to identify the premium that fits your budget.
- Select the plan that aligns with your needs — whether it’s eWealth Plus (online ULIP), Smart Fortune Builder, Smart Privilege Plus or Smart Elite Plus.
- Complete the purchase online or via our branch network.
- Sit back and watch your wealth grow — with life cover ensuring protection every step of the way.
When you choose a wealth creation plan from SBI Life, you’re not just picking a product — you’re choosing a future where you can aspire freely, invest wisely, and protect your loved ones. Let today’s premium build tomorrow’s financial freedom.