SBI Life Corporate Insurance Plans

Whether you’re an employer, trustee, government body or institutional funder – our corporate solutions provide tailored life insurance, retirement & group protection plans that give you peace of mind and your people the benefits they deserve.

Why Choose Corporate Solutions from SBI Life

  • Backed by SBI Life’s legacy: a trusted name in life insurance with deep expertise and a wide distribution network.
  • Flexible group structures: for employer-employee groups, non-employer groups, trustee arrangements, state-government/PSU frameworks.
  • Coverage that spans life, retirement, annuity and employee-benefit needs.
  • Customisable service profiles: from premium payments to claim servicing, administration and reporting.
  • Transparent terms & regulatory compliance: built in accordance with IRDAI guidelines.

Our Corporate & Group Insurance Plans

SBI Life – Kalyan ULIP PlusSBI Life – Pradhan Mantri Jeevan Jyoti Bima Yojana
SBI Life – CapAssure GoldSBI Life – Sampoorn Suraksha
SBI Life – Swarna Jeevan Plus

How It Works

  1. Assess your need – Identify whether you are looking for group protection, retirement fund solutions or pension/annuity commitments.
  2. Choose the appropriate plan – Based on your workforce size, liability type, budget and risk appetite.
  3. Customise plan design – We offer customisation in benefit structure, underwriting terms, premium payment frequency, administrative services.
  4. Enrol your members – Simple enrollment for groups. Example: annual renewability for Sampoorn Suraksha.
  5. Administer & monitor – Member servicing, claim settlement, fund reporting (for ULIP), annuity payouts (for pension plans).
  6. Review periodically – Ensure plan continues to align with your evolving workforce or liability profile.

Benefits for Your Organisation & Members

  • Enhanced employee engagement through benefit programmes.
  • Efficient risk pooling & cost management via group structure.
  • Regulatory compliance for gratuity/superannuation liabilities.
  • Peace of mind with a trusted insurer and structured servicing model.
  • Tax-benefits subject to prevailing Income Tax laws (consult your tax advisor).

Frequently Asked Questions (FAQs)

Who can enrol?

Any eligible group such as employer-employee, trustees, informal worker groups, or government schemes enrol large numbers with one master contract.

Is underwriting required?

Yes, underwriting and premium may vary based on the plan, member profile and cover amount.

How often is premium payable?

Depending on the plan: for example, Sampoorn Suraksha is renewable annually; others may have different frequencies.

Are the benefits fixed or linked to market?

Some plans (e.g., Kalyan ULIP Plus) are market-linked (ULIP), others are traditional or term/annuity cover.

What about tax benefits?

Tax benefits depend on your organisation’s and members’ eligibility under Income Tax laws—subject to change; please consult your tax advisor.

Disclaimer: The information provided on this page is for general information only and does not constitute an offer or solicitation of any insurance product. Please read the sales brochure and policy document carefully before purchasing. Benefits, premiums, terms & conditions are subject to underwriting, applicable taxes and change as per the approval of the Insurance Regulatory and Development Authority of India (IRDAI). Tax benefits are dependent on individual/group eligibility under prevailing Income Tax laws and are subject to change. For detailed features, risk factors and exclusions, refer to the sales brochure available on the SBI Life website or consult your advisor.