Are you looking to provide your employees with reliable financial protection, consistent long-term returns, and a hassle-free fund management experience?
SBI Life’s CapAssure Gold—a Non-Linked, Non-Participating, Group Fund-Based Life Insurance Product—is designed to help Employers, Trustees, Government Bodies, PSUs, and Corporates manage employee benefit schemes with confidence and convenience.
Why Choose SBI Life Group Insurance Plans?
SBI Life offers a full suite of employee welfare and retirement benefit solutions, ensuring security, stability, and flexibility. These plans help organizations fund:
- Gratuity Schemes
- Leave Encashment Schemes
- Superannuation Schemes
- Post-Retirement Medical Benefit Schemes (PRMBS)
- Other Long-term Employee Savings Schemes
Whether you are managing Defined Benefits, Defined Contributions, or Hybrid Schemes—SBI Life brings expertise, stability, and peace of mind.
SBI Life – CapAssure Gold: Key Highlights
1. Security
- Consistent long-term returns through professional & pooled fund management
- Safe and stable investment approach to protect employee benefits
2. Reliability
- A dedicated service team to assist your organization
- Single point of contact for seamless support and operations
3. Flexibility
- Supports all scheme types (Defined Benefit, Defined Contribution, Hybrid)
- Multiple premium payment options
- Suitable for organizations of all sizes and sectors
Core Features of CapAssure Gold
Expert Fund Management
Experienced fund managers professionally handle a pooled investment corpus to generate consistent long-term returns.
Customizable Scheme Rules
Design your employee benefit scheme your way—complete control and flexibility.
Dedicated Support
One-stop service team for hassle-free implementation and servicing.
Multiple Premium Frequencies
Choose a premium payment mode that best suits your organizational cash flow.
Key Advantages
Security You Can Trust
Your contributions are invested prudently to ensure stable and consistent returns.
Reliable Service Infrastructure
SBI Life provides specialized support designed exclusively for group insurance needs.
Flexibility Across All Benefit Schemes
You can structure benefit payouts, premium cycles, and scheme rules as per your HR and financial policies.
Tax Benefits
Enjoy tax benefits available under prevailing Income Tax laws.
Scheme Benefits
Depending on your organization’s scheme rules, benefits are payable to employees or their nominees during:
- Retirement
- Resignation
- Death
- Withdrawal
- Other exit scenarios
For Post-Retirement Medical Benefit Schemes (PRMBS), medical benefits are payable as per scheme rules. All payouts are made from the policy account, subject to available funds.
Insurance Benefits
In the unfortunate event of death, the sum assured is paid to the nominee.
Insurance cover is compulsory for the following schemes:
- Gratuity
- Leave Encashment
- Superannuation
- PRMBS
- Other Savings Schemes
Insurance benefits are paid directly by SBI Life as per policy terms.
Who can buy?
Disclaimer: This is a Non-linked, Non-participating, Group Fund-Based Life Insurance product offered by SBI Life Insurance. Benefits, features, returns, and tax advantages are subject to the terms of the policy and applicable Indian tax laws. Tax benefits are subject to change. Please read the policy brochure carefully before purchasing. Consult your tax advisor for detailed tax guidance. Insurance is the subject matter of solicitation.