LIC Premium and Maturity Calculator

LIC's Amulya Jeevan - II (823) Plan Premium and Maturity Calculator

LIC's Amulya Jeevan - II (823) Premium Calculator - LIC's Amulya Jeevan II Plan no 823 policy is a term insurance protection plan which provides financial protection to the policy holder’s family in case of death of policy holder during the term of policy.

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LIC's Amulya Jeevan II term insurance policy has no maturity benefits or no survival benefit. If the life insured survives the entire duration of the plan then nominee will not be entitled to anything, which means there is no maturity benefit with such policies.

Entry Age

  • Minimum – 18 years (Completed)
  • Maximum – 60 years (Nearest Birthday)

Sum Assured

  • Minimum – Rs 25 Lakhs
  • Maximum – No Limit

Policy Term

  • Minimum – 5 years
  • Maximum – 35 Years

Age at Maturity

  • Minimum –
  • Maximum – 70 Years
  • Premium Mode: Yearly, Half Yearly
  • Loan Facility: No loan will be granted
  • Surrender value: No Surrender value
  • Paid up Value: No Paid up value

Additional Information in LIC Amulya Jeevan II

  • Riders: No riders are available under this plan.
  • Policy Revival: Policy can be revived within a period of 2 consecutive years from the date of first unpaid premium but before the expiry of policy term, by paying all the arrears of premium together with interest.
  • Suicide Clause: If insured commit suicide before 12 months of commencement of risk, an amount equal to 80% of the premiums paid till the date of death will be paid.
  • Service Tax: 12% service tax is applicable. For more information regarding Income Tax Benefits, visit
  • Cooling-off Period: The policy can be returned within 15 days from the date of receipt of the policy, if a policyholder is not satisfied with the ‘Terms and Conditions” of the policy.
  • Backdating interest: The policies can be dated back within the same financial year.
  • Assignments/Nominations: Assignment and nominations is possible under this plan.
  • Payment of Claims: No claim concession and extended claim concession will be applicable under this plan.

Documents Required for Claim under LIC Amulya Jeevan II

  • Duly filled claim form.
  • Original Policy document.
  • Identification Proof.
  • Death Proof.
  • Medical treatment document prior to death.
  • Age proof.

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