LIC Premium and Maturity Calculator

LIC Aadhaar Shila Policy Premium, Maturity Calculator

LIC Aadhaar Stambh Endowment Plan Premium and Maturity Calculator - LIC Aadhaar Shila plan (Table 844) with profit is a non-linked regular premium paying endowment assurance plan based on loyalty addition. This Policy exclusively designed for Female lives having Aadhaar Card (UIDAI). This plan will be available to standard healthy lives without any medical test requirement.

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Key Features of LIC Aadhaar Shila Policy

  • Female Only Plan
  • Low Premium Plan
  • Auto Cover Facility
  • Paid premiums are exempted from income tax under 80C
  • Maturity amount is tax free under 10 (10D)

Plan Parameters of LIC Aadhaar Shila Policy

Gender Female Only
Age at Entry 8 Years (Completed)
Maximum Age at Entry 55 (Nearest Birthday)
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Minimum Term 10 Years
Maximum Term 20 Years
Maximum Age at Maturity 70 Years (Nearest Birthday)
Sum Assured Minimum 75,000 and Maximum 3,00,000
Premium Paying Mode Yearly, Half Yearly, Quarterly & Monthly (SSS and NACH Only)
Premium Mode Rebate 2% on yearly, 1% on Half Yearly, Nil on Quarterly & Monthly

Maturity benefits of LIC Aadhaar Shila Policy - Premium Calculator

  • On survival of year term, Maturity will be Basic Sum Assured + Loyalty Addition.

Death benefits of LIC Aadhaar Shila Policy - Premium Calculator

  • On death during First Five Years of the policy:
    • Death claim amount will be equal to 110% of Basic Sum Assured.
  • On death after 5 years of the policy and before maturity:
    • Death claim amount will be equal to 110% Basic Sum Assured + Loyalty Addition(LA).

Please Note: It understandable that Loyalty Addition is applicable after successful completion of 5 Policy years.

Optional Accidental Benefit Rider

Policy holders above 18 years of age have option to opt for Accidental Benefit Rider with this plan, which will provide additional amount equal to basic sum assured in case of death caused due to accident.

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