Birla Sun Life Balanced 95 Mutual Fund

A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance between potential growth of equity and relative safety of debt.

Birla Sun Life Balanced 95 Mutual Fund - Highlights

Long term capital growth and income
Investment predominantly in equity and equity related securities as well as debt and money market instruments

Only when we have adequate precautions in place, we can aim to achieve more. Birla Sun Life Balanced '95 Fund is one such offering that gives you the balance of safety and growth. A scheme with a legacy of over 19 years (Inception Date: February 10, 1995) allocates your investments between debt/money market and equity/equity related instruments aiming to balance growth potential with stability.

The equity portion is invested in shares of companies, diversified across industries with the aim to generate long term growth of capital. The debt portion is invested in the safer debt instruments to achieve stability. This scheme allows flexibility of equity allocation between the range of 50-75% in order to maximise the returns and ensure stability.

Birla Sun Life Balanced 95 Mutual Fund - Highlights

Flexible equity exposure with 50-75%
Strong stock selection process
Income generation and dividend distribution

What is Birla Sun Life Balanced '95 Fund?

A fund that seeks to achieve long-term growth of your investments at moderate levels of risk by striking a balance between the potential growth of equity and safety of debt.

Why Birla Sun Life Balanced '95 Fund?

The scheme invests in a mix of equities, bonds, money market instruments etc. with an objective to achieve growth and income, while attempting to minimise volatility. The main features of the scheme are:

Flexibility – The fund has the flexibility to maintain equity exposure between 50% to 75% depending on the market conditions. The scheme also intends to follow a flexi cap approach on market cap depending on risk return profile of various sub segments of the market.
Strong selection process – Bottom up approach for stock selection and top down approach for sector selection.

Investment objective:

The objective of the scheme is to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Get the latest NAV on SMS, send NAV <AG> as an SMS to 567679. Premium SMS charges apply.

Nature of scheme

An Open ended Balanced Scheme

Inception Date (Date Of Allotment)

10-February-1995

Scheme Objective

A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance between potential growth of equity and relative safety of debt.

Asset Allocation

Instrument	Target Allocation	Allocation Range
Equity & Equity Related Instruments	60%	50% - 75%
Debt & Money Market instruments (including securitised debt)	40%	25% - 50%
The portfolio of the scheme shall be subject to changes within the provisions of the Scheme Information Document (SID) of the scheme. Please refer to the SID for further details on asset allocation, investment strategy and scheme specific risk factors.

Investment Strategy

The Scheme will, under normal conditions, invest approximately 60% of its net assets in equity and equity related instruments, with the balance 40% being invested in fixed income securities, money market instruments, cash and cash equivalents, though these percentages may vary.

Fund Manager

Mr. Mahesh Patil / Mr. Pranay Sinha

Investor Risk Profile

Medium to High

Investment Plans / Options

Dividend (Reinvestment, Payout & Sweep) Growth

Investment Option by default

Dividend Reinvestment

Minimum subscription amount

Rs.5,000/- and in multiples of Re. 1/- thereafter.

Minimum additional investment

Rs. 1,000/- and in multiples of Re. 1/- thereafter.

Entry Load*

Nil

Exit Load

In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment.

Any redemption in excess of the above limit shall be subject to the following exit load:

For redemption / switch-out of units on or before 365 days from the date of allotment: 1.00% of applicable NAV.

For redemption / switch-out of units after 365 days from the date of allotment: Nil.

Benchmark

CRISIL Balanced Fund Index

Indicative Dividend Calendar

At the Discretion of Trustees

*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor.