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New India Assurance Janata Mediclaim Insurance Policy

New India Assurance Janata Mediclaim Insurance Policy - The New India Janata Mediclaim Policy covers the following:

  • Pre and Post Hospitalization expenses upto 30 days and 60 days respectively.
  • Hospitalization expenses for the treatment of injury or illnesses which is more than 24 hours.
  • Ambulance Charges as per the limits.
  • Day care treatments where 24 hrs hospitalization is not required.
  • Ayurvedic Treatment of medicine is also covered to the tune of 25% of Sum Insured.
  • Preexisting diseases are covered subject to a waiting a period of 4 years claim free period and 2 years for certain conditions like diabetes, hypertension.
  • Cataract surgery.

Eligibility - New India Assurance Janata Mediclaim Insurance Policy

  • Individuals aged between 18-60 years and other members 3 months – 65 years. Children between 3 months till 18 years are covered under this plan provided their parents are also covered simultaneously.

Sum Insured & Premium - New India Assurance Janata Mediclaim Insurance Policy

  • Rs 50000 to Rs 75000 and No Claim Bonus is increase in 5% for every claim free year.