United India Senior Citizen Health Insurance Plan
United India Senior Citizen Health Insurance Plan - With the progression in age, the health problems also increase. United India’s Senior Citizen health plan offers complete coverage to senior citizens against various illnesses. The entry age for the policy is between 61-80 years. The policy shall continue to be covered provided these are renewed with the insurer without any break. It is possible to cover children between the age group of 3 months-18 years, provided either of the parents is also covered. The sum insured varies between Rs 1-3 lakh, which should be in multiples of Rs 50,000. This policy also covers various day care procedures.
What is Covered Under the Policy?
The policy covers the following expenses-
- Room, Boarding and Nursing expenses
- Expenses incurred for surgeon, anesthetist, medical practitioner,
- Expenses on the illnesses like cataract, hernia, hysterectomy, etc.
- Coverage to AYUSH treatment
What is not Covered Under the Policy?
The policy doesn’t offer coverage in case of following-
- Pregnancy, ailments related thereto and child birth
- Naturopathy
- Dental treatments
- Experimental or unproven treatment
- HIV/AIDS
- All pre-existing ailments up to 48 months
- General debility and Run down conditions
How to File for a Claim?
All claims should be made in Indian currency. On the occurrence of any mishappening, intimate the insurer/TPA. In case of any emergency, intimation letter should be sent within 24 hours from the day of hospitalization. A duly filled claim form should be submitted with the TPA along with necessary documents within 15 days from the date of discharge from the hospital.
In case of cashless, insured or representative submits the preauthorization cashless form to the TPA through the hospital where the treatment is taking place.
| Health Insurance Companies in India |
|---|
| Bajaj Allianz Health Insurance India |
| Bharti AXA Health Insurance India |
| Cholamandalam Health Insurance India |
| Cigna TTK Health Insurance India |
| Future Generali Health Insurance India |
| HDFC ERGO Health Insurance India |
| IFFCO TOKIO Health Insurance India |
| L&T Health Insurance India |
| Liberty Videocon Health Insurance India |
| Max Bupa Health Insurance India |
| National Health Insurance India |
| New India Health Insurance India |
| Oriental Health Insurance India |
| Raheja QBE Health Insurance India |
| Reliance Health Insurance India |
| Religare Health Insurance India |
| Royal Sundaram Health Insurance India |
| SBI Health Insurance India |
| Star Health Insurance India |
| United India Health Insurance India |
| Universal Sompo Health Insurance India |