Star Unique Health Insurance Plan - This policy comprises of unique benefits and covers for both future ailments and pre-existing conditions.
Eligibility: Minimum- 18 years, maximum- 65 years.
Sum Insured |
Sub Limit PED cover |
18-25 years |
26-40 years |
41-55 years |
56-60 years |
61-65 years |
Above 65 years |
100000 |
50000 |
5880 |
6720 |
10080 |
11760 |
14170 |
16100 |
200000 |
100000 |
7585 |
9840 |
14760 |
17220 |
20745 |
23575 |
300000 |
150000 |
10625 |
13800 |
20010 |
22770 |
23805 |
26450 |
*The above rates may change. Please check the policy wordings for more information.
APPLICABLE FOR REST OF INDIA:
Sum Insured |
Sub Limit PED cover |
18-25 years |
26-40 years |
41-55 years |
56-60 years |
61-65 years |
Above 65 years |
100000 |
50000 |
4990 |
5600 |
8400 |
9800 |
12320 |
14000 |
200000 |
100000 |
6320 |
8200 |
12300 |
14350 |
18040 |
20500 |
300000 |
150000 |
8855 |
11500 |
16675 |
18975 |
20700 |
23000 |
*The above rates may change. Please check the policy wordings for more information.
Free Look Period: A period of 15 days after date of receipt of policy to review terms and conditions during which insured can cancel it with due refunds.
If the insured wishes to migrate to another Insurer towards renewal, he can draft an application at least 45 days before the date of renewal.
Tax Benefit: Payment of premium by any mode other than cash is subject to rebate under section 80D.
Misrepresentation, fraud, moral hazard or non-cooperation on behalf of the insured might lead to cancellation of policy making way for appropriate refund.
Period on risk |
Rate of Premium to be retained by the insurer |
Up to 1 month |
1/3rd of annual premium |
Up to 3 month |
1/2 of annual premium |
Up to 6 month |
3/4th of annual premium |
Exceeding 6 months |
Full annual premium |
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