Royal Sundaram Lifeline Classic Health Insurance Plan
Royal Sundaram Lifeline Classic Health Insurance Plan - In today’s hectic life schedule we hardly care about our health, which leads to bad health condition with increase in our age and lifestyle. So, to continuously monitor your health, Royal Sundaram Health Plans have Lifeline Insurance plans, which take care of your daily medical needs as well as medical emergencies.
Key Features – Royal Sundaram Lifeline Classic Health Insurance Plan
- Flexibility to choose plans according to your requirements.
- 100% reload of Sum insured is available at no extra cost charged.
- Wide sum insured option from 2lac to 1.5crore which is covered under 3 different options with different benefits.
- No room rent capping or disease specific limits.
Key Benefits – Royal Sundaram Lifeline Classic Health Insurance Plan
- All day care procedures upto Sum insured is also covered under this plan.
- Double your sum insured in 5 claim free years with no claim bonus.
- It also Coversayush treatment as well as vaccination in case of animal bite.
- Premium paid is tax free under Tax regime 80(C).
Details about premium – Royal Sundaram Lifeline Classic Health Insurance Plan
Classic |
|||
2 lac |
3 lac |
4 lac |
|
1 year |
Rs. 4,037 |
Rs. 4,419 |
Rs. 5,140 |
2 year |
Rs. 7,542 |
Rs. 8,241 |
Rs. 9,604 |
3 year |
Rs. 10,867 |
Rs. 11,851 |
Rs. 13,838 |
Supreme |
|||
5 lac |
15 lac |
50 lac |
|
1 year |
Rs. 5,672 |
Rs. 8,561 |
Rs. 13,344 |
2 year |
Rs. 10,624 |
Rs. 16,058 |
Rs. 25,105 |
3 year |
Rs. 15,350 |
Rs. 23,236 |
Rs. 36,434 |
Elite |
|||
25 lac |
50 lac |
150 lac |
|
1 year |
Rs. 33,233 |
Rs. 45,244 |
Rs. 63,187 |
2 year |
Rs. 62,095 |
Rs. 84,095 |
Rs. 118,064 |
3 year |
Rs. 89,501 |
Rs. 120,870 |
Rs. 170,173 |
Coverage – Royal Sundaram Lifeline Classic Health Insurance Plan
*The above data may change. Please check the policy wordings for more details.
Policy Details – Royal Sundaram Lifeline Classic Health Insurance Plan
Age Limit - Entry age for the policyholder, spouse and parents is 18 years with lifetime renewal option. Entry age for dependent Children is 91 days to 25 yrs.
No Maximum age limit for this plan.
Coverage type – Individual as well as family floater.
Sum Insured Options –
Classic – 2 lac, 3 lac and 4 lac.
Supreme – 5lac, 10lac, 15lac, 20lac and 50 lac.
Elite – 25 lac, 30 lac, 50 lac, 100 lac and 150 lac.
Exclusions – Royal Sundaram Lifeline Classic Health Insurance Plan
- Waiting period of 2-4 years is applicable for pre-existing diseases as per plans respectively.
- Cosmetic, aesthetic, or related treatments will not be covered.
- Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
- Treatments consisting of non-allopathic medicine are not covered under this policy.
Documents Required – Royal Sundaram Lifeline Classic Health Insurance Plan
To buy the policy, a proposer has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.
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