LIC Premium and Maturity Calculator

National Insurance Critical Illness Plan

National Insurance Critical Illness Plan - National Insurance Company Limited has come up with National Insurance Critical Illness policy which is one of the best online National health insurance policies in India. If any of the critical illnesses, the National Insurance Company Limited pays a lump sum as agreed in the document of critical illness policy once the insured contracts any of the six listed critical diseases. To make a claim on National Insurance Critical Illness policy policyholders have to survive at least 30 days after diagnosis of disease.

Eligibility - National Insurance Critical Illness Plan

National Insurance Company Limited has come up with some criteria to be eligible for National Insurance Critical Illness policy. The minimum and maximum entry ages are 20 years and 65 years respectively to buy this National health Insurance online policy (Link - gibl.in/national-health-insurance/ ) in India. National Insurance Critical Illness policy covers individuals and like many National Health Insurance plans, it comes with one year term only. Policyholders need to renew National Insurance Critical Illness policy every year to enjoy continuous protection. The minimum and maximum Sum Insured options for this critical illness policy by National Insurance Company Limited are Rs. 5 Lac and Rs. 25 Lac respectively.

Coverages - National Insurance Critical Illness Plan

  • National Insurance Critical Illness Policy covers Coronary Artery Surgery expenses up to 20% of chosen Sum Insured
  • National Insurance Critical Illness Policy covers Cancer treatment expenses
  • National Insurance Critical Illness Policy covers Renal Failure treatment expenses
  • National Insurance Critical Illness Policy covers Stroke treatment expenses
  • This online critical illness policy by National Insurance Company Limited in India covers Multiple Sclerosis treatment expenses
  • This National health insurance online policy in India covers major organ transplants like lung, pancreas, kidney or bone marrow transplant.

Additional Features - National Insurance Critical Illness Plan

Condition to Make Claims

  • Any claim on National Insurance Critical Illness Policy is paid out only when the critical illness is diagnosed by a registered medical practitioner who is specializing in that specific illness.

Exclusions - National Insurance Critical Illness Plan

  • Pre-existing illnesses are not covered by this type of National Insurance online mediclaim policy in India
  • Policyholders have to survival at least 30 days for making a claim on their National Insurance Critical Illness Policy after diagnosis of critical illness
  • National Insurance Company Limited imposes a strict 90 days waiting period before covering any illness