Future Generali Future Health Surplus (Top-up) Insurance Plan
Future Generali Future Health Surplus (Top-up) Insurance Plan - You already have a health policy, but will that cover any additional expenses? Especially in times when medical expenses are getting beyond everyone’s reach. This plan supplements your existing health insurance where you can go for higher sum insured over and above a deductible limit. Available on Individual & Family floater basis.
Eligibility - Future Generali Future Health Surplus (Top-up) Insurance Plan
Entry Age
Adults
- 18 years to 65 years with a lifetime renewal option.
Children
3 Months to 25 years can be covered if parent(s) are concurrently insured with Future Generali.
Maximum Sum Insured |
|
Sum Insured (Rs.) |
Deductible per hospitalisation (Rs.) |
3,00,000 |
2,00,000 |
5,00,000 |
2,00,000 - 3,00,000 |
7,00,000 |
3,00,000 |
10,00,000 |
5,00,000 |
Coverages - - Future Generali Future Health Surplus (Top-up) Insurance Plan
Hospitalisation Expenses
- This is covered not exceeding the opted sum insured.
Inpatient Expenses
- Room, board and nursing expenses for a minimum period of 24 hours.
Other Inpatient Expenses
- Medicines & drugs, diagnostic materials and X-ray, operation theatre charges, consultants, specialists fees etc
Pre-Acceptance Medical Tests
Age up to 55 years
- Medical tests waived subject to no adverse health declaration on the proposal form.
Over 55 years
- Medical tests required and 50% of the test charges are reimbursed, if you or family members are insured with us.
Medical Report Validity
- 30 days from the day tests were done. Medical tests will be done in our empanelled diagnostic centre.
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