Cigna TTK ProHealth Preferred Health Insurance Plan
Cigna TTK ProHealth Preferred Health Insurance Plan - Cigna TTK Prohealth Insurance Policy provides full protection against any illness or medical emergencies. It is a single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.
This Policy Comes in 4 Different Variants
1) Cigna TTK Prohealth Protection Insurance plan
- It provides sum assured up to an amount of 4.5 lac, in 3 different options Rs. 2.5 lakhs, Rs. 3.5 lakhs and Rs. 4.5 lakhs.
- Worldwide emergency cover is provided under this plan.
- Anyone can take this plan from an age of 91 days up to lifetime.
- Policy period: One can choose between 1 year and 2 years term.
- 10% discount is given on premium if you enrol more than 2 family members in the same policy.
2) Cigna TTK Prohealth Plus Insurance Plan
- Sum assured upto10 lac, in 4 different options Rs. 4.5 lakhs, Rs. 5.5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs.
- Maternity, new-born expenses & vaccination cover is also provided under this plan.
- Anyone can take this plan from an age of 91 days upto lifetime.
- Policy period: One can choose between 1 year and 2 years term.
- 10% discount is given on premium if you enrol more than 2 family members in same policy.
3) Cigna TTK Prohealth Preferred Insurance plan
- Sum assured upto 50 lacs, in 3 different options Rs. 15 lakhs, Rs. 30 lakhs, Rs. 50 lakhs.
- Maternity, New-Born Expenses & Vaccination Cover is also provided under this plan.
- Worldwide Emergency Cover up to Rs 10 Lakhs
- Health Check-up at each Renewal
- Anyone can take this plan from an age of 91 days up to lifetime.
- Policy period: One can choose between 1 year and 2 years term.
- 10% discount is given on premium if you enrol more than 2 family members in same policy.
4) Cigna TTK Prohealth premier Insurance Plan
- Sum Assured of 100 lacs.
- Maternity, New-Born Expenses & Vaccination Cover is also provided under this plan.
- Worldwide Emergency Cover up to Rs 10 Lakhs
- Health Check-up at each Renewal
- Anyone can take this plan from an age of 91 days up to lifetime.
- Policy period: One can choose between 1 year and 2 years term.
- 10% discount is given on premium if you enrol more than 2 family members in same policy.
Key Benefits of Cigna TTK Prohealth Insurance Policy
| ProHealth Protect | ProHealth Plus | ProHealth Preferred | ProHealth Premier | ||
| Basic | Coverage Benefits at a Glance | ₹ 2.5 Lac ₹ 3.5 Lac ₹ 4.5 Lac |
₹ 4.5 Lac ₹ 5.5 Lac ₹ 7.5Lac ₹ 10 Lac |
₹ 100 Lac | |
| In-patient Hospitalisation | √ | √ | √ | √ | |
| Pre-Hospitalisation | Up to 60 days | ||||
| Post-Hospitalisation | Up to 90 days | Up to 180 days | |||
| Day care Treatment | √ | √ | √ | √ | |
| Domiciliary Treatment | √ | √ | √ | √ | |
| Ambulance Expenses(Pre Hospitalisation) | ₹ 2000 | Up to ₹ 3000 | Actual Expenses | ||
| Donor Expenses | √ | √ | √ | √ | |
| Worldwide Emergency Cover | √ | √ | √ | √ | |
| Restoration of sum Insured | √ | √ | √ | X | |
| Health Maintenance Benefits | Up to ₹ 500 | Up to ₹ 200 | Up to ₹ 15000 | ||
| Maternity Expenses(Waiting Period 48 Months) | X | Normal Delivery ₹ 15000 C section ₹ 25000(per event) |
Normal Delivery ₹ 50000 C section ₹ 100000(per event |
||
| New born baby expenses | X | ||||
| First year vacation | X | √ | √ | √ | |
| Value Added | Health Check-ups | √ | √ | √ | √ |
| Expert opinion on critical illness | √ | √ | √ | √ | |
| Cumulative Bonus( % increase in sum insured | 5% to Max 50% | 10% to Max 50% | X | ||
| Health Rewards | √ | √ | √ | √ | |
| Optional | Deductible | ₹ 1/2/3 lacs as per plan and sum insured opted | X | X | |
| Reduction In maternity waiting(24 month) | X | √ | √ | √ | |
| Voluntary co-payment | 10% to 20% as opted | X | X | ||
| Add on | Critical illness | √ | √ | √ | √ |
Documents Required for Cigna TTK Prohealth Insurance Policy
An individual needs to fill up an ‘Application form/ proposal form’ with accurate medical history and submit it with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.
| Health Insurance Companies in India |
|---|
| Bajaj Allianz Health Insurance India |
| Bharti AXA Health Insurance India |
| Cholamandalam Health Insurance India |
| Cigna TTK Health Insurance India |
| Future Generali Health Insurance India |
| HDFC ERGO Health Insurance India |
| IFFCO TOKIO Health Insurance India |
| L&T Health Insurance India |
| Liberty Videocon Health Insurance India |
| Max Bupa Health Insurance India |
| National Health Insurance India |
| New India Health Insurance India |
| Oriental Health Insurance India |
| Raheja QBE Health Insurance India |
| Reliance Health Insurance India |
| Religare Health Insurance India |
| Royal Sundaram Health Insurance India |
| SBI Health Insurance India |
| Star Health Insurance India |
| United India Health Insurance India |
| Universal Sompo Health Insurance India |