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• Bharti AXA Critical Illness Insurance Plan

Bharti AXA Critical Illness Insurance Plan

• Bharti AXA Critical Illness Insurance Policy covers you with a protection of fixed sum assured that you can use against 20 most important critical illnesses. In case of critical illness it helps the insured person to bear the high cost of treatment and make you financially stable in these critical situations.

Key Features - Bharti AXA Critical Illness Insurance Plan

It gives you a coverage against 20 most critical illness –

• Cancer	First Heart Attack	Coronary Artery Disease	Heart Valve Surgery	Surgery to Aorta
  Stroke	Coronary artery bypass surgery	Kidney failure	Aplastic amenia	End stage lung disease
  End stage lever disease	Coma	Major burns	Major organ/bone marrow transplantation	Multiple sclerosis
  Fulminant hepatitis	Motor neuron disease	Primary pulmonary hypertension	Terminal illness	Bacterial meningitis

  No medical check-up is required upto an age of 45 years.

  You can renew this policy for lifetime.

  • This policy provides you 24*7 Assistance and you can claim settlement anytime.
  • 5% renewal discount every year maximum up to 25% on a progressive scale.
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act.

• Policy Details – Bharti AXA Critical Illness Insurance Plan

• Sum Assured – A person can choose from 3 different options – 2 lac, 3 lac, 5 lac.

  Coverage type – Individual as well as family.

  Age limits – Any person upto an age of 55 years can take this policy. Children from 90 days upto an age of 5 years can take this policy only if one of their parents has this policy.

  Health Check-Up – No Health check-up is required up to an age of 45 years in case the person have no health problems in past.

  Grace Period – A time span of 15 days is given to deposit for the payment of premium.

  Free Look Period – If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

  Policy termination: Policyholder is allowed to terminate the policy at any-time by giving a 15 day written notice. If no claim has been made under the policy, the insurance company will refund the percentage of premium.

  Portability: If you are insured under any other health insurance policy of Non-life insurer you can transfer to Bharti AXA Critical Illness Insurance Policywith all your accrued benefits after due allowances for waiting periods.

Exclusions – Bharti AXA Critical Illness Insurance Plan