LIC Premium and Maturity Calculator

Life Insurance Premium Calculator for LIC and SBI Policy Holders

LIC Life Insurance Premium Calculator Formula - Life Insurance is an agreement between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses can also be included in the benefits.

LIC Life Insurance Premium Calculator Formula - Life Insurance policies are legal agreement and the terms of the agreement describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion. Life-based contracts tend to fall into two major categories:

  • Protection policies
  • Investment policies

LIC Life Insurance Premium Calculator Formula - Life insurance may be divided into two basic classes: temporary and permanent; or the following subclasses: term, universal, whole life, and endowment life insurance.

  • Term insurance
  • Group life insurance
  • Permanent life insurance
  • Whole life
  • Universal life coverage
  • Endowments
  • Accidental death
  • Senior and pre-need products

Here is a list of Life Insurance Companies in India:

Public Sector - LIC Life Insurance Premium Calculator Formula

  • Life Insurance Corporation of India

Private Sector - LIC Life Insurance Premium Calculator Formula

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